FOR PUBLIC ADJUSTERS
Independent Appraisal Services for Disputed Property Losses
Appraisal support for public adjusters should be clear, organized, and fact-based, and that is exactly how Campbell Adjusting LLC approaches every disputed property claim. Campbell Adjusting LLC works with public adjusters who need a qualified property insurance appraiser for a disputed amount-of-loss matter.
When selected as the insured’s appraiser, we independently evaluate the disputed damage, repair scope, quantities, methods, and pricing. Our position is developed from the property conditions, estimates, photographs, measurements, reports, and other available claim documentation.
APPRAISAL FILE REVIEW
After being selected, Campbell Adjusting LLC reviews the relevant claim materials to understand the issues submitted to appraisal.
This may include:
- The carrier estimate
- The public adjuster’s estimate
- Contractor estimates
- Photographs and measurements
- Engineering or inspection reports
- Repair proposals and invoices
- Coverage and supplement correspondence
- The applicable appraisal provision
The purpose of this review is to identify the disputed amount-of-loss issues and prepare for the appraisal process.
PROPERTY INSPECTION AND EVELUATION
When appropriate, we inspect the property and independently evaluate the disputed damage and repair requirements.
Our analysis may address:
- Damage scope
- Repair or replacement procedures
- Measurements and quantities
- Labor and material pricing
- Xactimate line items
- Other costs affecting the amount of loss
APPRAISAL REPRESENTATION
Campbell Adjusting LLC communicates directly with the carrier’s appraiser, presents a supported appraisal position, and works through the disputed issues submitted to the appraisal panel.
If the appraisers cannot agree, the remaining differences may be presented to an umpire under the terms of the policy.
3 PROVEN WAYS WE HELP AT CAMPBELL ADJUSTING LLC
Proven way #1: Clarifying complex files
We help public adjusters take a closer look at complex or disputed claim files so the facts, documentation, and scope of loss are easier to explain and support.
Proven way #2: Strengthening documentation support
We focus on the details that matter in appraisal, helping you organize estimates, photos, and supporting documentation so your position is better defined and more persuasive.
Proven way #3: Supporting clearer resolutions
By providing an independent, fact-based view of the disputed amount, we support public adjusters in moving claims toward clearer, more supportable resolutions for their clients.
OUR ROLE
Campbell Adjusting LLC serves as the selected appraiser. We do not perform public adjusting services, manage the claim on behalf of the public adjuster, prepare supplements, track carrier communications, or organize claim files as a separate administrative service. Instead, our role is limited to providing an independent, fact-based appraisal that supports a clearer resolution of the disputed amount and respects the responsibilities of the public adjuster.
PREPARE THE FILE
Helpful Documents
A complete file makes it easier to review the claim, compare scope, and identify possible gaps. Send all available materials, even if the package is still being built.
CARRIER ESTIMATE
Include the most recent carrier estimate, any payment letters, and related correspondence.
YOUR ESTIMATE
Add the public adjuster’s estimate, supplement estimate, or supporting scope documents, plus photos if available.
claim timeline
List the date of loss, inspection dates, supplement submissions, and carrier responses.
When a claim file is complex, disputed, or simply stalled, having reliable appraisal support can make the next step clearer and more productive. Campbell Adjusting LLC is committed to helping public adjusters move beyond uncertainty by focusing on the facts, the documentation, and the real conditions at the property. Our role is to bring structure to the review, clarify the areas of disagreement, and provide independent support you can rely on in your own advocacy for the policyholder.
We respect the work public adjusters do and understand that your reputation depends on the quality of the professionals you bring into a claim. That is why our approach is deliberate, documentation-based, and centered on clear communication throughout the process. If you are working on a disputed residential or commercial property claim and need appraisal support that is thorough, organized, and genuinely collaborative, Campbell Adjusting LLC is ready to help. Reach out today to discuss a current file, request a claim review, or learn more about how we support public adjusters seeking fair, well-supported outcomes for their clients.
NEED A CLAIM REVIEWED?
Send us the estimate, photos, and claim information.
Campbell Adjusting will assess the file and help you understand whether an appraisal may be worth pursuing.
